![]() ![]() ![]() Now, let’s dive in to the month-by-month updates, shall we? What We Learned in Month #1 And I used my Silhouette machine to create some pretty envelopes for divvying up our cash (because sometimes, the petty factor can go a long way in helping me get excited about something I’m dreading). ![]() So, we created a Budget Binder for tracking of our monthly goals as well as the nitty gritty financials. And after hearing so many success stories on The Dave Ramsey Show of folk who saved incredible amounts of money by paying for their expenses in physical dollars and cents, we decided to give it a whirl. One of our goals for 2015 was to create and actually stick to a monthly budget. Organizing Our Budget Binder & Cash Envelopes.DIY Cash Budget Envelopes: Free Printable.Now, for those of you just tuning in, I have two posts from January that will give some helpful background information as well as some resources you might be able to use: I’ll be sharing the highlights, challenges, as well as some of the adjustments we made in our cash budget envelope system this February, March, and April. So, I thought I’d dedicate today’s post to sharing about our first 90 days of turning a financial experiment into a habit we plan to keep. We’re seeing the fruits of this new system in financial wellness. We’ve had to maneuver some bumps in the road and learn some hard lessons, but overall, these first three months have been a truly positive experience for us. Now, paying for our unfixed expenses with cash instead of plastic hasn’t been easy breezy. Well, I’m proud to say that as of this May, Mark and I reached 90 days of using our new Cash Budget Envelope System. They say it takes 90 days to form a new habit. ![]()
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